Türkiye Statistical Institute (TÜİK) Reports Financial Investment Instruments’ Real Return Rates for August
According to the report, the highest monthly real return in August, after adjusting for the domestic producer price index (YI-ÜFE), was 4.82%, and after adjusting for the consumer price index (CPI), it was 4.01%, both observed in gold bullion.
When adjusted for YI-ÜFE, among investment instruments, the euro provided a real return of 2.18%, gross deposit interest was 1.64%, and the dollar yielded 0.6%. In contrast, domestic treasury bonds (DİBS) resulted in a loss of 0.68% and the BIST 100 index led to a loss of 10.07% for investors.
When adjusted for CPI, the euro provided a real return of 1.4%, and gross deposit interest yielded 0.86%, while the dollar resulted in a loss of 0.18%, DİBS resulted in a loss of 1.44%, and the BIST 100 index led to a loss of 10.76%.
In a three-month evaluation, gross deposit interest emerged as the investment instrument providing the highest real return at 6.84% when adjusted for YI-ÜFE and 4.42% when adjusted for CPI.
During the same period, the BIST 100 index was highlighted as the investment instrument causing the most loss, with a 9.4% loss when adjusted for YI-ÜFE and 11.46% when adjusted for CPI.
In a six-month evaluation, gold bullion was the investment instrument providing the highest real return, yielding 14.3% when adjusted for YI-ÜFE and 10.77% when adjusted for CPI.
During the same period, the dollar was calculated to be the investment instrument causing the most loss, resulting in 4.68% loss when adjusted for YI-ÜFE and 7.62% when adjusted for CPI.
Highest Annual Real Return in Gold Bullion
When evaluated annually, gold bullion stood out as the investment instrument providing the highest real return, yielding 18.15% when adjusted for YI-ÜFE and 5.54% when adjusted for CPI.
In the annual evaluation, when adjusted for YI-ÜFE, investment instruments such as the BIST 100 index resulted in a loss of 3.58%, the euro caused a loss of 7.3%, the dollar resulted in an 8.12% loss, gross deposit interest caused an 11.2% loss, and DİBS led to a loss of 24.61%.
When adjusted for CPI, the BIST 100 index resulted in a loss of 13.87%, the euro caused a loss of 17.19%, the dollar resulted in a 17.92% loss, gross deposit interest caused a loss of 20.68%, and DİBS led to a loss of 32.66% for investors.
Source
Arwen Volkov, A graduate of the University of St. Gallen in Switzerland with a degree in International Finance, Arwen specializes in sustainable finance and green investments. She began her career at an investment bank in London, where she developed financing models for environmentally friendly projects. Known for her analytical and strategic thinking skills, Arwen is a sought-after financial consultant. In her spare time, she mentors fintech startups, contributing to their growth strategies. She is also a nature enthusiast and an amateur photographer.
